Terms and Conditions

1. Introduction

Welcome to savvyfinancer.com. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, and content provided by savvyfinancer.com (“Service”). By using our Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use the Service.

2. Definitions

– “Service” refers to the website savvyfinancer.com and all content, features, tools, or information provided through it.
– “User” refers to any individual or entity accessing or using the Service.
– “Content” means all text, images, data, articles, graphics, and other materials provided through the Service.
– “Account” refers to a personalized user profile that may be created to access certain features of the Service.

3. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and accepted these Terms. Continued use of the Service signifies your agreement to be legally bound by these Terms.

4. Changes to Terms

We may update or modify these Terms from time to time without prior notice. Changes will be reflected on this page, and continued use of the Service following such changes constitutes acceptance of the revised Terms. Users are encouraged to review this page periodically.

5. Use of Services

Eligibility: You must be at least 18 years old or the age of majority in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet all eligibility requirements.

Account: Certain features of the Service may require registration. When creating an Account, you agree to provide accurate and complete information and to maintain the security of your login credentials. You are responsible for all activity that occurs under your Account.

Prohibited Activities: You agree not to:
– Use the Service for any unlawful purpose;
– Interfere with or disrupt the functionality of the Service or servers;
– Attempt unauthorized access to any portion of the Service;
– Reproduce, duplicate, sell, or exploit any portion of the Service without express written permission;
– Upload or distribute viruses or malicious code through the Service.

6. Intellectual Property

All Content and materials on savvyfinancer.com, including but not limited to text, logos, graphics, and software, are the intellectual property of savvyfinancer.com or its licensors and are protected by intellectual property laws. You may not use, copy, reproduce, distribute, or create derivative works without our express written consent.

7. User-Generated Content

Users may have the opportunity to submit or post content (e.g., comments, feedback) through the Service. By providing such content, you grant savvyfinancer.com a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display your content in connection with the Service. You are responsible for the legality and appropriateness of any content you submit and agree not to post content that is unlawful, defamatory, obscene, or infringing upon the rights of others.

8. Privacy Policy

Your use of the Service is also subject to our Privacy Policy, which explains how we collect, use, and safeguard your personal information. Please refer to the Privacy Policy available on savvyfinancer.com for further details.

9. Third-Party Services

The Service may contain links to third-party websites or services that are not controlled or operated by savvyfinancer.com. We are not responsible for the content, accuracy, or practices of any third-party sites. Use of such sites is at your own risk.

10. Disclaimers and Liability

The Service is provided on an “as-is” and “as available” basis. We make no warranties or representations about the accuracy, completeness, or reliability of any information on savvyfinancer.com. You use the Service at your own risk. To the fullest extent permitted by law, savvyfinancer.com disclaims all warranties and is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless savvyfinancer.com and its affiliates, directors, officers, employees, and agents from any claims, damages, liabilities, losses, or expenses arising from your violation of these Terms or misuse of the Service.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time and without notice, for conduct that we believe violates these Terms or is otherwise harmful to others or to the operation of savvyfinancer.com. Upon termination, your right to use the Service will cease immediately.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which savvyfinancer.com is operated, without regard to conflict of law principles. Any legal action or proceeding related to your use of the Service shall be brought exclusively in the competent courts of that jurisdiction.

14. Miscellaneous

Entire Agreement: These Terms constitute the entire agreement between you and savvyfinancer.com with respect to the Service and supersede all prior or contemporaneous communications and proposals, whether oral or written.

Severability: If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Waiver: Our failure to enforce any right or provision under these Terms shall not be considered a waiver of those rights.

15. Contact Info

For questions about these Terms, contact us at [email protected].